Client Profile: Indian resident relocating overseas.
Dina, an Indian citizen for over five decades, was preparing to relocate and start a new chapter abroad. The move required thoughtful planning to consolidate the assets accumulated in India over the years and to recreate a sustainable investment framework in her new country of residence.
The key priorities were clear, to facilitate a seamless transition of assets, uphold her existing lifestyle, and preserve her investment strategy to continue generating returns that surpass inflation.
The Privus team conducted a comprehensive review of Dina’s holdings, mapping out each asset’s liquidity, tax impact, and suitability for transfer. A phased exit plan was developed to minimise capital gains tax while ensuring continuity of cash flows during the transition period.
Simultaneously, a new investment structure was designed overseas, mirroring the original asset allocation to preserve the portfolio’s growth and income objectives. The team also identified the most cost-efficient international platform to execute and hold investments, optimising for currency exposure, taxation, and ongoing management costs.
Dina effectively moved her portfolio to her new country of residence, ensuring minimal tax impact while maintaining the continuity of her investment strategy. Her consolidated portfolio now reflects the same discipline and structure as before, delivering sustainable returns and supporting her lifestyle in a new environment.