Case Studies

Lifestyle After a Business Exit

Client Profile: Entrepreneur transitioning post business sale

Roger, a successful entrepreneur, faced an unexpected challenge when his business encountered difficulties, ultimately resulting in its sale. While this marked the end of a chapter, his financial responsibilities, and accustomed standard of living, remained unchanged. With regular income no longer flowing in, the immediate priority was to structure his wealth in a way that could sustain expenses from day one, without eroding long-term capital.

Privus Approach

The Privus team designed a two-tiered strategy:
  • A three-year expense buffer was created in highly liquid, low-volatility instruments to ensure that all lifestyle and family needs were comfortably met.
  • The remaining corpus was allocated to growth-oriented equity assets, positioned to compound over time and replenish the withdrawn capital.

This structure allowed Roger to maintain his lifestyle uninterrupted while giving his portfolio the time and stability it needed to grow.

Outcome

Seven years on, Roger’s portfolio has performed in line with the plan, his withdrawals continue seamlessly, and his wealth has grown meaningfully despite periodic market fluctuations. Today, Roger enjoys the same quality of life he once did, supported by a disciplined, sustainable investment framework designed to protect and grow capital through changing circumstances.